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ZenBusiness is a large US formation service for US residents. FenFile is built from day one for founders who live outside the US.
US formation services like ZenBusiness are designed mainly for US residents with an SSN and a US address. Non-residents face extra steps they are not built around: an EIN without an SSN (Form SS-4 by fax, mail or phone), a registered agent, and bank and payment applications from abroad. FenFile’s whole process is built around those steps.
Verified figures only — sources at the foot of this page.
$0 + state fee, renewals for extras
About $199 per year as an add-on or higher tier
$100 one-time + state fee
First year included in every plan
The short version, in plain English.
EIN without an SSN, banking from abroad and Stripe realities are our core process, not an edge case.
Registered agent year one, operating agreement and EIN support are inside Starter.
WhatsApp access to a team that handles Pakistani and other non-resident founders daily.
Pick a plan, pay once, and let our team handle the rest.
Solo founders launching their first US company
one-time + state filing fee
Founders who need to get paid and bank in the US
one-time + state filing fee
Full launch with brand, website and support
one-time + state filing fee
Talk to a FenFile advisor — we’ll point you to the right one.
Can’t find your answer? Our team replies on WhatsApp and email.
Their published Starter is $0 plus the state fee for formation filing; extras such as registered agent service and compliance renewals are charged separately or in higher tiers, as shown on their pricing pages in October 2026.
Yes. That is the standard case we handle. The EIN is applied for with Form SS-4 through the route the IRS provides for people without an SSN or ITIN.
If you live in the US with an SSN, a large US-focused service may suit you. FenFile is for founders outside the US.
Written by the FenFile team · Last reviewed October 2026. General information, not legal or tax advice.
Sources: ZenBusiness · IRS – Apply for an EIN
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